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Source-backed answers for Spanish tax emergencies. Every normative claim links to BOE/AEAT; every page shows its last review date.

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The survival map — find your emergency by symptom.

Spanish tax emergencies for expat autónomos: the survival map The map of Spanish tax emergencies: frozen accounts, scary AEAT letters, gestoría failures, unfiled quarters — which guide to read first, by symptom.

Frozen accounts, scary letters, enforced collection.

How to check what you owe AEAT (step by step, online) Check your debts with the Spanish tax agency online: what you need (Cl@ve, certificate), where to click in the Sede, and what the statuses actually mean.
Hacienda embargoed your bank account: what to do first Your account was frozen by AEAT: how to find out which debt it is, what money is protected, and the options you still have — with official sources.
Providencia de apremio: what this letter means and how much time you have A providencia de apremio opens enforced collection and adds a surcharge. What it means, your payment deadline, the 5/10/20% scale and how to oppose it.

Verifying, confronting and surviving your gestoría.

How to check what your gestoría actually filed — without asking them Check your AEAT filings yourself in the Sede Electrónica: what to look for model by model, how to verify receipts, and what to do if something is missing.
Your gestor didn't file your declaration: who's liable and what to do now When a gestoría misses a filing, AEAT holds you liable — not them. The damage-control sequence: verify, regularize before a requerimiento, then deal with the gestor.

What being late costs and how to regularize cheaply.

Recargos: what being late actually costs (and how to keep it small) The two Spanish late-tax surcharge systems explained: 1% per month for filing late voluntarily (art. 27) vs 5/10/20% once AEAT enforces (art. 28). With examples.

More guides are in fact-check right now. Join the waitlist to get them first — together with the AEAT Emergency Checklist.